http://blog.hcfama.org/2010/03/02/national-health-reform-is-good-for-massachusetts-eliminate-lifetime-coverage-caps/ The Ultimate Massachusetts Health Care Insider Information Mon, 13 Feb 2012 20:02:38 +0000 hourly 1 http://wordpress.com/ http://blog.hcfama.org/2010/03/02/national-health-reform-is-good-for-massachusetts-eliminate-lifetime-coverage-caps/#comment-2725 Wed, 24 Mar 2010 22:25:48 +0000 http://blog.hcfama.org/?p=4323#comment-2725 My son was diagnosed Hypoplastic Left Heart syndrome, and had to stay 3 months at the hospital. In that period, he consumed his lifetime maximum. We’re still in the hospital and when we’re discharged he’ll be uninsured.
Does anyone know when does this new regulation kick-in and if it will consider existing contracts? Or will I have to go and get a quotation from a different insurer?
Thanks,
Martin

]]> http://blog.hcfama.org/2010/03/02/national-health-reform-is-good-for-massachusetts-eliminate-lifetime-coverage-caps/#comment-2724 Wed, 03 Mar 2010 15:11:19 +0000 http://blog.hcfama.org/?p=4323#comment-2724 Thank you for posting this story. I’d love to see it in the Globe (perhaps it already has been) or other papers. Until we make it real for everyday people, they’ll think HCR has nothing to do with their everyday lives.

]]> http://blog.hcfama.org/2010/03/02/national-health-reform-is-good-for-massachusetts-eliminate-lifetime-coverage-caps/#comment-2723 Wed, 03 Mar 2010 02:33:05 +0000 http://blog.hcfama.org/?p=4323#comment-2723 The whole problem with caps is that they do seem like large numbers, but most of the population will not have any direct idea as to the cumulative costs that come with chronic care or expensive medical procedures. The result is that accessing health care as a consumer means trying to guess how much you might need without knowing how you may need it. This makes the current health insurance based system completely ineffective for dealing with catastrophic support that is supposed to be the very cornerstone of buying insurance in the first place.

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