I heard a presentation by the Director of Benefits at Starbucks, Kelley Hardin. I knew that Starbucks was ahead of the curve, progressive-wise, on health benefits for its workers. I had no idea. Starbucks offers health coverage to all full and part-time workers on the same terms – eligible after 3 months. They pay 75-80% of individual coverage premiums and 60-70% for family coverage. No deductibles higher than $300 for anyone. (Not all perfect – 20% coinsurance.) They spend $250M per year on benefits for their workers (they call them “partners”). Their strategy:
1. Actively promote an environment of wellness and personal health.
2. Continue to offer financial protection from the costs of illness or injury.
3. Educate partners in the shared responsibility to effectively utilize resources and manage expenses.
4. Educate public policy makers on the need for fundamental reform in the US health care system.
Hey Dunkin’ Donuts – aren’t you ashamed? When Massachusetts released its first list of employers with more than 50 workers on MassHealth or the Free Care Pool, Dunkin’ Donuts was #1 – in 2006 (click here for the 2005 list). Then they convinced state officials that all their outlets were independent businesses and they got dropped from the list entirely in year two.
Doesn’t matter. Dunkin’ Donuts, you’ve got no excuse. Cheers for Starbucks!