Julie Jette, the first-rate health reporter for the Quincy Patriot Ledger, kicks the tires on Commonwealth Choice non-subsidized plans and finds significant variations in premiums by occupation and zip code (click here for her article):
“For example, the cheapest policy available for a 45-year-old telemarketer living in Quincy will cost $2,340 a year, about $600 cheaper than for a 45-year-old janitor living in Quincy.
Where you live will also count for a lot under the new plans; A 45-year-old telemarketer in Plymouth will pay $972 a year more for the cheapest policy than his or her counterpart in Quincy.”
Simple question — is this variation really necessary? Lots of folks have complained about the awkwardness of the occupational categories on the CommChoice website. What would be so awful about getting rid of these designations? Should we really charge more or less in premiums to someone based on his or her occupation?
Somebody please explain and defend this practice or let’s chuck it…